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💼 CTC to In-Hand Calculator

Convert your CTC to actual monthly in-hand salary after all deductions.

Annual CTC

Base Salary (% of CTC)

HRA (% of Base)

Bonus/Variable (% of CTC)

City Type (for HRA exemption)

Monthly In-Hand—

Annual CTC—

Monthly Gross—

Employee PF (12% of basic)—

Professional Tax—

Income Tax (monthly)—

Total Deductions—

Annual In-Hand—